Benefits
The multi currency loan offers:
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Loan Summary
- Minimum loan size $75,000 USD or currency equivalent
- Available for new purchase or refinance
- Multi-currency loan to maximum value of 75% loan to value ratio
- Principal and Interest, or Interest only loans
- No early or partial redemption penalties
- Free currency switching every quarter (2 per annum, then additional switches cost USD$150)
- Payments to the bank quarterly in arrears
- Loans can be pre-approved even if the property has been purchased off-plan. Approvals last for 6 months and can be extended
- No additional charge or increase in interest rates for buy-to-let properties
- No early repayment fee (except fixed interest rate loans)
- Maximum repayment term of up to 30 years or 70 years of age, whichever is the earlier – including interest only loans


